Jan 26, 2012

The Year Ahead – Interesting Times!

By Art Yeames

It’s difficult to imagine a more controversial topic right now than ‘The year ahead’ but, as publishers of the Global Leasing Report, one thing we have learned is that the leasing industry is incredibly resilient.

At White Clarke Group, we do get a strong insight into the auto and asset finance industry, partly from our annual dialogue with more than fifty countries around the world but mainly from our role as technology suppliers and business consultants to the auto finance, asset finance and lending sectors.

Just in case you are not aware of White Clarke Group, you may find this useful:

White Clarke Group

We’re proud to be market leader in software solutions and business consultancy to the automotive and asset finance sector for retail, fleet and wholesale. We are also a major player in the commercial union sector.

Our solutions enable end-to-end credit processing and administration to streamline business practice, cut operational cost and deliver outstanding customer service. ‘Out-of-the-box’ functionality that’s industry-proven and fast to implement.

WCG has a nineteen year track record of leadership and innovation in finance technology, consultancy and new market entry. Clients value our industry knowledge, market intelligence and innovation.

Clients include names like:

·         Ford Financial
·         FGA Capital
·         John Deere Financial
·         GE Capital
·         GMAC / Ally Bank
·         Hitachi Capital
·         LeasePlan
·         Toyota Financial Services
·         Coast Capital Credit Union
·         Royal Bank of Scotland
·         TCF Bank
·         Steinbach Credit Union
·         Triad Financial
·         Volkswagen Financial Services

The company employs some 500 finance and technology professionals, with offices in the USA, Canada, Australia, Austria, Germany and the UK. Our North American ‘Centers of Excellence’ specialize in auto and asset finance, floorplan, and point-of-sale loan origination solutions.

CALMS2 – World Class Platform

CALMS2 (Customer Acquisition & Lifecycle Management System) supports the complete lifecycle of auto and asset finance, leasing, and loan origination from point-of-sale through credit approval, contract management, and customer support.  It is the solution of choice for captive and independent finance companies – trusted by more than 100 customers in 27 countries around the globe.

Multilingual, multi-GAAP, multi-currency, multi business-culture, CALMS2 is 100% web-based. Full back-office, middle-office and front-office integration. True straight-through processing to help you maximize operational efficiency and drive down cost.

CALMS2 delivers fast, intuitive self-serve usability, channel specialization and partner integration. Your route to new markets, new customers, new revenues

CALMS2 COMPASS – Wholesale Floorplanning Solution

The latest component in our CALMS2 framework, COMPASS is the only inventory finance (floorplan) solution that meets the rigorous functional and security demands of bank, captive and independent finance organizations. An ‘out-of-the-box’ enterprise software accounting and customer / portfolio management system developed and proven within the high-volume American marketplace, across virtually all types of assets financed in the supply chain.

Dealers and suppliers appreciate the easy-to-use, self-service website that reduces back-office administration and allows greater transactional throughput.

It provides a unique management view of the portfolio, a ‘one-call’ capability when servicing clients, unmatched risk management tools and full credit line customization for dealers and suppliers.

CALMS2 COMPASS is available as a fully managed hosted service, or deployed in-house.

Consultancy services

Our consultants offer services to clients who seek business and process improvement, as well as those implementing new technology solutions. They have a strong track record defining and implementing transformation programs. Working with clients around the globe, they are able to bring ‘best practice’ and thought leadership to the table.

Technology leadership

White Clarke Group has been developing web applications for asset finance companies since 1992; pioneers in this sector.

The current generation of our technology platform is WEB 2.0 based and cloud enabled — an intuitive agile technology that provides customized user portals to meet the emerging ‘self-serve’ expectations of users and end customers.

Scale and Reach

We have grown both organically and through acquisition, enabling the Company to become a truly global solutions provider.  This year we have been particularly active implementing systems in the US, Canada, China and Brazil.

For more information on White Clarke Group, please visit www.whiteclarkegroup.com or email at Art.Yeames@na.whiteclarkegroup.com.